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Effective June 4, 2007
The privacy practices of this statement
apply to our services available under the domain and subdomains
of this website (www.AutoPolicyWeb.com). By visiting this
website you agree to be bound by the terms and conditions
of this Privacy Policy. If you do not agree please do not
use or access our Site. This Privacy Policy describes the
information, as part of the normal operation of our services,
we collect from you and what may happen to that information.
By accepting the Privacy Policy and any other agreement presented
to you on the Site, you expressly consent to our use and disclosure
of your personal information in accordance with this Privacy
Policy.
Information Collection
In general, you can browse the Site
without telling us who you are or revealing any personal information
about yourself. Once you give us your personally identifiable
information, you are not anonymous to us and we reserve the
right to share your personally identifiable information as
outlined in this privacy policy. If you choose to use our
services, we may require you to provide contact and identity
information and other personal information as indicated on
the forms throughout the Site. Where possible, we indicate
which fields are required and which fields are optional. You
always have the option to not provide information by choosing
not to use a particular service or feature.
We use data collection devices such as "cookies" on certain
pages of the Site to help analyze our web page flow, measure
promotional effectiveness, and promote trust and safety. "Cookies"
are small files placed on your hard drive that assist us in
providing our services. You are always free to decline our
cookies if your browser permits.
Sharing Information
Though we make every effort to preserve
user privacy, we may need to disclose personal information
when required by law wherein we have a good-faith belief that
such action is necessary to comply with a current judicial
proceeding, a court order or legal process served on our Web
site
We share your personally identifiable information with third
party businesses for purposes of direct mail, email marketing,
and telemarketing. To the extent that these entities have
access to your information, they will treat it at least as
protectively as they treat information they obtain from their
other users.
Choice/Opt-out
Our users are given the opportunity
to 'opt-out' of having their information used for purposes
not directly related to our Site. Users who no longer wish
to receive communications may opt-out of receiving these communications
by entering their email address into our unsubscribe
page. A link to our unsubscribe page is also included
in the footer of every email communication.
Links
This Web site contains links to other
sites. Please be aware that we, Spectrum Direct Insurance
Services, Inc., are not responsible for the privacy practices
of such other sites. We encourage our users to be aware when
they leave our site and to read the privacy statements of
each and every Web site that collects personally identifiable
information. This privacy statement applies solely to information
collected by this Web site.
Security
We always strive to maintain physical,
electronic, and procedural safeguards that comply with federal
and state regulations to protect your nonpublic personal information.
Do Not Call Policy
AutoPolicyWeb.com is committed to honoring the requests
of its current and prospective customers. In support of this
commitment and pursuant to regulations set forth by the Federal
Communications Commission, we have adopted the following policy.
This policy statement is being provided to our customers and
visitors to our internet website.
We maintain a record of the name and contact telephone
number for consumers who do not wish to be called. If you
do not wish to receive sales calls from us, you can ask
us to place your telephone number on our "Do Not Call" list.
In compliance with federal and state laws, we will document
your request immediately. Please allow up to 30 days for
your telephone number to be removed from any sales programs
that are currently underway.
- Your request can be in writing or by telephone, and
must include at a minimum, your name and telephone number.
- If you have multiple telephone numbers, tell us all
numbers that you want to be included.
Any e-mail communication to you confirming receipt of your
"Do Not Call" request will not be deemed to have violated
this policy.
Our "Do Not Call" records are maintained for at least five
(5) years, so those consumers will not be burdened with periodic
calls to renew a "Do Not Call" request.
If we solicit prospective customers, we also honor "Do Not
Call" requests on behalf of consumers listed on the National
Do Not Call Registry maintained by the Federal Trade Commission
and various state agency lists. Many state "Do Not Call" regulations
permit companies to contact their own customers even though
they are on these "Do Not Call" lists. Therefore, if you are
a customer, you may be contacted by us even though you are
on a state or the national "Do Not Call" list. If you do not
want to be contacted by us even though you are a customer,
simply follow the steps above to be placed on our "Do Not
Call" list and your request will be honored.
Being on our "Do Not Call" list means that you will not receive
any sales calls by anybody representing us. We may still
contact you, however, for non-solicitation purposes. This
could include things like billing and other service-related
matters.
Any personnel involved with telemarketing and/or telephone
solicitation with us are trained, informed and directed to
comply with our "Do Not Call" policy. Consumers must
inform us of any changes in name or telephone number if they
move or wish to place a new telephone number on our "Do Not
Call" list. This policy does not cover independent third
parties, who may on their own initiative conduct telemarketing
and/or telephone solicitation to solicit consumers for our
products or services. If a consumer requests a copy of our
"Do Not Call" policy, we will send a copy via U.S. Mail or
electronic mail.
We intend to comply with all federal and state "Do Not Call"
laws and regulations. If you have any questions or comments
regarding our "Do Not Call" policy, you may contact us at:
Corporate Headquarters
26023 Acero
Suite 100
Mission Viejo, CA 92691
Privacy Notice Changes
We reserve the right to change this
privacy notice at any time. You agree to obtain annual notices
of, and changes to, this privacy notice electronically by
visiting this Site. Therefore, we encourage you to review
this Site from time to time to review changes to our privacy
notice.
Rate Quote Disclaimer
The purpose of this site is for general information only,
and should not be interpreted as financial or professional advice.Therefore, we will not be held liable for any
damage or loss arising from accessing this site or the use of information to be
found on its pages. Care is taken to
make sure the content and information on this site is factual and up to date.We, however, can accept no liability for any
errors or omissions or the accuracy or completeness of this site, or any of its
content.
In the event that there is a
discrepancy between the information contained in the insurance rate quotes and
any insurance company-authorized illustration and/or policy, the policy shall
govern.
All materials and information in this site are provided "as
is" and without warranties of any kind. By accessing this website, you
agree that we will not be held liable for any loss or damage arising from the
use of the information found here.
No coverage of any kind is bound by submitting information
or receiving a quote.
Contact Information
If users have any questions or suggestions
regarding our privacy policy, please Contact Us.
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